AGIC logo

Askari General Insurance Company Limited AGIC

Market open

Rs 43.00

-0.30 (-0.69%)

Vol60,131Updated13:5620 Aug 2026

01At a Glance

The headline take on AGIC — valuation, income, returns, and efficiency

Consolidated snapshot

Askari General Insurance Company Limited (AGIC) is an Insurance company listed on the Pakistan Stock Exchange. As of 20 Aug 2026, AGIC last traded at Rs 43.00 (-0.69% on the day) with a market cap of Rs 4.36B and a free float of 40.0%. Over the last 12 months the stock has returned -3.3%. Cash dividends declared over the trailing 12 months total Rs 5.00/share (yield 11.6%). The stock trades at a P/E of 5.0x.

Prices through 20 Aug 2026 · FY data through FY25 · Quarterly through Mar-26

5.0x
Rs 8.69
1Y Return
-3.3%
Rs 4.36B

02Price & Performance

Closing prices across timeframes, returns, and range context

AGIC — Price History

Daily closing series · toggle period below

1M Return+3.1%
3M Return+18.6%
6M Return+14.1%
1Y Return-3.3%
Day's Range40% of range
Rs 43.00
LowRs 42.00
HighRs 44.50
52-Week Range56% of range
Rs 43.00
LowRs 30.11
HighRs 52.97

03Key Metrics

Valuation, profitability, structure, and risk in one grid

5.0xTrailing annual EPS
Rs 8.69Latest annual · basic
Book value n/a
11.55%Rs 5.00/sh trailing 12m
0.56Lower than market
Rs 4.36BSmall cap
40.0%40M shares
Ratio n/a
Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

AGIC has paid Rs 5.00 per share in cash dividends over the trailing 12 months — a 11.6% yield at the last close. Its most recent payout was Rs 2.50/share, announced 16 Mar 2026 with book closure from 21 Apr 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 2.50
Trailing Yield
11.55%
Payout Ratio
Announced
16 Mar 2026

Dividend Per Share Trend

2021
Rs 2.75
2022
Rs 2.90
2023
Rs 3.25
2024
Rs 4.10
2025
Rs 5.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
16 Mar 202631 Dec 2025 (YR)CashRs 2.50(25%)21 Apr 2026 – 28 Apr 2026
02 Oct 2025Rights40%06 Nov 2025 – 06 Nov 2025
28 Aug 202530 Jun 2025 (HYR)CashRs 2.50(25%)09 Sept 2025 – 10 Sept 2025
18 Mar 202531 Dec 2024 (YR)CashRs 2.50(25%)29 Apr 2025 – 29 Apr 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

AGIC's market capitalisation stands at Rs 4.36B as of 19 Aug 2026 down 3.8% over the past 12 months (from Rs 4.53B).

Financial Statements

How AGIC's income and balance sheet have evolved

PKR MillionsMar-26Dec-25Sep-25Jun-25Mar-25Dec-24Sep-24Jun-24Trend
Other Income82012178331927
Financial Charges111110145555
Profit Before Tax244301265265286316249286
Taxation92114951149912398106
Profit After Tax152187171151187193151180
EPS - Basic (Rs)Rs 1.51Rs 1.62Rs 2.37Rs 2.10Rs 2.60Rs 1.89Rs 2.09Rs 2.49

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Mar-26

RatioValue
Return on equity3.5%
Return on assets1.3%

Return on equity

Net profit ÷ equity · %

0.0%1.6%3.2%4.7%6.3%6.3%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-254.4%Dec-253.5%Mar-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Mar-26

RatioValue
Effective tax rate37.7%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%10.8%21.5%32.3%43.0%37.1%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-2537.9%Dec-2537.7%Mar-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 4.36B

Rs 5.04BRs 3.55BRs 2.06BRs 567.57MAug 25Oct 25Dec 25Feb 26Apr 26Jun 26Rs 4.36B

Valuation & Capital Returns

What the market is paying for AGIC, and what it returns to shareholders

Latest · Mar-26

RatioValue
Price to earnings22.56x
Price to book0.78x

Price to earnings

Period-end price ÷ EPS · times

0.00x5.85x11.69x17.54x23.38x7.55xJun-24Sep-24Dec-24Mar-25Jun-25Sep-2523.38xDec-2522.56xMar-26Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 42.21) is below the 30-day SMA (Rs 42.23). RSI at 59 sits in the neutral band.

As of19 Aug 2026

PeriodValuevs CurrentPosition
SMA 10Rs 42.21-1.84%Above
SMA 30Rs 42.23-1.79%Above
SMA 60Rs 41.08-4.47%Above
SMA 200Rs 38.55-10.35%Above
59Neutral
0 · Oversold305070100 · Overbought

At 59, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD0.24
  • Signal0.28
  • Histogram-0.03
R2Resistance 2
Rs 48.01
11.6%
R1Resistance 1
Rs 45.65
6.2%
NOWCurrent
Rs 43.00
S1Support 1
Rs 40.69
-5.4%
S2Support 2
Rs 38.09
-11.4%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

AGIC is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %66.34%Most recent print
Average · 3M89.93%Mean over window
Change · 3M-33.66%First → last
Range · 3M35.9–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 19 Aug 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 40.0%Non-float · 60.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.01B
Total Shares101M
40M
40.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Askari general insurance company limited was incorporated under the Companies Ordinance, 1984 (Repealed with the enactment of the Companies Act, 2017 on May 30,2017) as a public limited company on 12 April 1995. The Company is engaged in non-life insurance business comprising of fire, marine, motor, health and miscellaneous. The Company is a subsidiary of Army Welfare Trust.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited. 32-C, Jami Commercial Street # 2, DHA Phase 7, Karachi
  • AuditorM/s Yousaf Adil Charteted Accountants, Islamabad
  • Websitewww.agico.com.pk
  • Address3rd Floor, AWT Plaza, The Mall, Rawalpindi, Pakistan.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
AWAbdul Waheed
CEO
MGMaj Gen Syed Anis Akbar (Retd.)
Chairman
WAWaqas Ali
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

AGIC vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricAGICSector median
5.0x7.6x
11.6%6.9%
14.7%
1-Year Return-3.3%+12.8%
Rs 4.36BRs 4.36B

13Frequently Asked Questions

The most common questions investors ask about AGIC

Frequently Asked Questions

AGIC is trading at Rs 43.00, down 0.69% on the day, within a 52-week range of Rs 30.11–52.97, from the 15-minute snapshot taken at 14:00 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

Ready to invest in AGIC?

Open a BSL trading account in under 10 minutes

Buy and sell AGIC and every other PSX-listed stock with low commissions, real-time data, and a concierge research desk backing every trade.