Premier Insurance Limited PINL
Rs 10.90
Vol165,455Updated12:2919 Aug 2026
01—At a Glance
The headline take on PINL — valuation, income, returns, and efficiency
Consolidated snapshot
02—Price & Performance
Closing prices across timeframes, returns, and range context
PINL — Price History
Daily closing series · toggle period below
03—Key Metrics
Valuation, profitability, structure, and risk in one grid
04—Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
Latest Payout
Dividend Per Share Trend
05—Financials & Earnings
Income, balance sheet, and key ratios from published accounts
PINL's market capitalisation stands at Rs 555.20M as of 18 Aug 2026 — up 31.8% over the past 12 months (from Rs 421.21M).
Financial Statements
How PINL's income and balance sheet have evolved
| PKR Millions | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Other Income | 12 | 3 | 0 | 4 | 1 | -1 | 10 | 4 | |
| Financial Charges | 0 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | |
| Profit Before Tax | 95 | 27 | 78 | 5 | 23 | 47 | 37 | -5 | |
| Taxation | 1 | 6 | 16 | 1 | 1 | 1 | 4 | 0 | |
| Profit After Tax | 95 | 33 | 62 | 6 | 22 | 48 | 33 | -5 | |
| EPS - Basic (Rs) | Rs 1.87 | Rs 0.66 | Rs 1.22 | Rs 0.11 | Rs 0.44 | Rs 0.96 | Rs 0.64 | Rs -0.10 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Mar-26
| Ratio | Value |
|---|---|
| Return on equity | 8.6% |
| Return on assets | 3.0% |
Return on equity
Net profit ÷ equity · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Mar-26
| Ratio | Value |
|---|---|
| Effective tax rate | 1.1% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 555.20M
Valuation & Capital Returns
What the market is paying for PINL, and what it returns to shareholders
Latest · Mar-26
| Ratio | Value |
|---|---|
| Price to earnings | 3.95x |
| Price to book | 0.34x |
Price to earnings
Period-end price ÷ EPS · times
06—Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 12.03) is above the 30-day SMA (Rs 11.58). RSI at 46 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 12.03 | +10.38% | Below |
| SMA 30 | Rs 11.58 | +6.27% | Below |
| SMA 60 | Rs 10.47 | -3.98% | Above |
| SMA 200 | Rs 9.67 | -11.26% | Above |
At 46, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD0.28
- Signal0.43
- Histogram-0.15
07—Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for PINL on the latest PSX DFC report.
08—Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 18 Aug 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
10—About the Company
Business description, governance, and corporate information
Premier Insurance Limited was incorporated as a public limited Company in Pakistan in May 1952 and is engaged in general insurance business. The Company has been allowed to work as Window Takaful Operator since October 2, 2015 by Securities and Exchange Commission of Pakistan (SECP) under SECP Takaful Rules, 2012 to carry on General Window Takaful Operations in Pakistan.
Corporate Information
- RegistrarFamco Share Registration Services (Pvt) Limited, 8-F, Next to Hotel Faran, Nursery, Block-6, P.E.C.H.S., Shahrah-e-Faisal, Karachi
- AuditorBDO Ebrahim & Co. Chartered Accountants
- Websitewww.pil.com.pk
- Address5th Floor State Life Building No 2A Wallace Road, Karachi, Pakistan.
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
SBSharik Bashir | CEO |
KBKhalid Bashir | Chairperson |
FMFariq Mahmood Khan Rohilla | Company Secretary |
Reports & Filings
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sept 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sept 2024PDF
- Quarterly Report — 30 Jun 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
11—Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 14 Jul 2026Material Information
- 02 Jul 2026Others
- 22 Jun 2026Others
- 22 Jun 2026Others
- 12 Jun 2026Others
- 01 Jun 2026Board Meetings
- 22 May 2026Others
- 04 May 2026Financial Results
12—Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
PINL vs Insurance sector median
| Metric | PINL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 4.5x | 7.3x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 7.2% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | 14.7% |
| 1-Year Return | +29.9% | +7.5% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 555.20M | Rs 4.23B |
Insurance · sector heat
13—Frequently Asked Questions
The most common questions investors ask about PINL
Frequently Asked Questions
PINL is trading at Rs 10.90, down 0.73% on the day, within a 52-week range of Rs 5.81–15.39, from the 15-minute snapshot taken at 12:30 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Premier Insurance Limited was incorporated as a public limited Company in Pakistan in May 1952 and is engaged in general insurance business. See About the Company on this page for the full profile, management, and corporate information.
PINL has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No — PINL is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. PINL is not currently on the PSX Shariah-compliant list.
PINL trades at 4.5x earnings against a Insurance median of 7.3x. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
Open a BSL trading account, fund it, and place your PINL order on the Pakistan Stock Exchange — account opening takes minutes online, with PSX execution, research, and concierge support included.
Quotes and metrics refresh on a regular cadence through the trading day and after the close. For streaming real-time PSX prices and order placement, log in to your BSL account.
Ready to invest in PINL?
Open a BSL trading account in under 10 minutes
Buy and sell PINL and every other PSX-listed stock with low commissions, real-time data, and a concierge research desk backing every trade.