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Adamjee Life Assurance Company Limited ALIFE

Market open

Rs 33.79

+1.12 (+3.43%)

Vol34,853Updated12:2919 Aug 2026

01At a Glance

The headline take on ALIFE — valuation, income, returns, and efficiency

Consolidated snapshot

Adamjee Life Assurance Company Limited (ALIFE) is an Insurance company listed on the Pakistan Stock Exchange. As of 19 Aug 2026, ALIFE last traded at Rs 33.79 (+3.43% on the day) with a market cap of Rs 8.58B and a free float of 20.0%. Over the last 12 months the stock has returned -0.8%. Cash dividends declared over the trailing 12 months total Rs 2.50/share (yield 7.7%). The stock trades at a P/E of 6.5x.

Prices through 19 Aug 2026 · FY data through FY25

6.5x
Rs 5.01
1Y Return
-0.8%
Rs 8.58B

02Price & Performance

Closing prices across timeframes, returns, and range context

ALIFE — Price History

Daily closing series · toggle period below

1M Return+0.6%
3M Return-1.1%
6M Return-11.6%
1Y Return-0.8%
Day's Range100% of range
Rs 33.79
LowRs 31.16
HighRs 32.70
52-Week Range74% of range
Rs 33.79
LowRs 0.00
HighRs 45.45

03Key Metrics

Valuation, profitability, structure, and risk in one grid

6.5xTrailing annual EPS
Rs 5.01Latest annual · basic
1.40xBook Rs 24.13
7.65%Rs 2.50/sh trailing 12m
0.39Lower than market
Rs 8.58BSmall cap
20.0%53M shares
Ratio n/a
20.8%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

ALIFE has paid Rs 2.50 per share in cash dividends over the trailing 12 months — a 7.7% yield at the last close. Its most recent payout was Rs 1.50/share, announced 17 Feb 2026 with book closure from 21 Apr 2026.

Latest Payout

Per Share
Rs 1.50
Trailing Yield
7.65%
Payout Ratio
Announced
17 Feb 2026

Dividend Per Share Trend

Not enough history for a trend yet — see the payout table below.

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
17 Feb 202631 Dec 2025 (YR)CashRs 1.50(15%)21 Apr 2026 – 27 Apr 2026
22 Aug 202530 Jun 2025 (HYR)CashRs 1.00(10%)05 Sept 2025 – 08 Sept 2025
04 Jul 2025Bonus5%15 Jul 2025 – 22 Jul 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

ALIFE's market capitalisation stands at Rs 8.58B as of 18 Aug 2026 up 2.1% over the past 12 months (from Rs 8.40B).

Financial Statements

How ALIFE's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21Trend
Net Sales / Revenue35,429.6130,284.6922,685.6620,315.4520,128.12
Operating Profit2,144.782,536.241,541.2
Other Income501.76718.8883.52723.06383.97
Financial Charges49.2211.749.6818.1923.98
Profit Before Tax810.31231.21
Taxation830.47981.93633.13312.6157.4
Profit After Tax1,314.311,554.31908.08497.7173.8
EPS - Basic (Rs)Rs 5.01Rs 5.92Rs 3.63Rs 1.99Rs 1.03

All figures in PKR millions from published accounts · quarterly statements not yet available for this company.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin3.7%
EBIT margin6.1%

Net profit margin

Net profit ÷ revenue · %

0.0%1.3%2.6%3.8%5.1%4.0%FY235.1%FY243.7%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY22

RatioValue
Asset turnover0.29x
Effective tax rate38.6%

Asset turnover

Revenue ÷ total assets · times

0.00x0.08x0.16x0.24x0.33x0.33xFY210.29xFY22Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 8.58B

Rs 11.46BRs 8.07BRs 4.68BRs 1.29BAug 25Oct 25Dec 25Feb 26Apr 26Jun 26Rs 8.58B

Valuation & Capital Returns

What the market is paying for ALIFE, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings6.29x
Price to book1.31x
Price to sales0.23x

Price to earnings

Period-end price ÷ EPS · times

0.00x2.45x4.90x7.35x9.79x9.79xFY226.88xFY235.23xFY246.29xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
BUY

10-day SMA (Rs 33.12) is above the 30-day SMA (Rs 32.73). RSI at 49 sits in the neutral band.

As of18 Aug 2026

PeriodValuevs CurrentPosition
SMA 10Rs 33.12-1.99%Above
SMA 30Rs 32.73-3.14%Above
SMA 60Rs 32.69-3.27%Above
SMA 200Rs 34.62+2.45%Below
49Neutral
0 · Oversold305070100 · Overbought

At 49, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD0.05
  • Signal0.08
  • Histogram-0.03
R2Resistance 2
Rs 40.15
18.8%
R1Resistance 1
Rs 36.41
7.8%
NOWCurrent
Rs 33.79
S1Support 1
Rs 29.27
-13.4%
S2Support 2
Rs 25.87
-23.4%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 16.68K
-93.65% MoMMargin financing
Rs 16.68K
-93.65% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for ALIFE on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %97.70%Most recent print
Average · 3M85.62%Mean over window
Change · 3M+32.91%First → last
Range · 3M14.4–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 18 Aug 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 20.0%Non-float · 80.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 2.63B
Total Shares263M
53M
20.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Adamjee Life Assurance Company Limited was incorporated in Pakistan on August 04, 2008 as a public unlisted company under the Companies Ordinance, 1984 (repealed Companies Act, 2017). The Company is engaged in life insurance business carrying on non-participating business only.

Insurance

Corporate Information

  • RegistrarCDC Share Registrar Services Limited CDC House, 99-B, Block-B, S.M.C.H.S., Main Shahra-e-Faisal, Karachi
  • AuditorRiaz Ahmad & Company Chartered Accountants
  • Websitewww.adamjeelife.com
  • AddressOffice No. 505, 5th Floor, Islamabad Stock Exchange Towers, 55-B, Jinnah Avenue, Blue Area, Islamabad
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
MMManzar Mushtaq
CEO
MUMian Umer Mansha
Chairperson
ATArslan Tahir
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

ALIFE vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricALIFESector median
6.5x7.3x
7.7%7.2%
20.8%14.7%
1-Year Return-0.8%+7.5%
Rs 8.58BRs 4.23B

13Frequently Asked Questions

The most common questions investors ask about ALIFE

Frequently Asked Questions

ALIFE is trading at Rs 33.79, up 3.43% on the day, within a 52-week range of Rs 0.00–45.45, from the 15-minute snapshot taken at 12:30 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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